Regulatory Insights

Expert analysis of significant regulatory penalties, enforcement trends, and compliance intelligence across global financial regulators.

Latest Regulatory Enforcement Insight

DekaBank Deutsche Girozentrale’s £406.30M BaFin Case — BaFin fined DekaBank £406.30M for securities/supervisory violations in 2026 over flawed 2024 financial disclosures, marking H1 2026’s second-largest penalty.

Browse Recent Analysis

Wealth Managers: Why You're at the Front of the Consumer Duty Queue

Wealth managers carry four pre-existing risk concentrations that map directly onto the Consumer Duty's four outcomes — fees, complexity, ageing client demographics, and vertical integration. That alignment makes the sector the highest-probability source of the first wave of Consumer Duty enforcement. Here's why, what the existing enforcement record shows, and what wealth-firm boards should be doing now.

· Sector Analysis · 8 min read

FCA vs SEC Enforcement: 5 Differences That Actually Matter

Compliance teams that operate on both sides of the Atlantic often benchmark FCA actions against SEC actions and reach the wrong conclusions. The two regulators differ on five structural points — scale, what counts as a 'fine', whistleblower incentives, individual accountability, and how political cycles bend the curve. Here's what each looks like, with the data.

· Thematic Analysis · 8 min read

FCA Payments Enforcement: Why It's Permissions, Not Fines

Payments firms read AML-fine headlines and prepare for a Final Notice that never comes. The FCA's enforcement tool against this sector is overwhelmingly permissions cancellation — and the volume has grown nearly 10x in five years. Here's what the data shows, why the regulator favours this route, and what payments-firm compliance teams should be doing about it.

· Sector Analysis · 7 min read

CVM, CNBV and CMF: Latin America Enforcement Guide

Brazil, Mexico and Chile enforcement guide covering CVM, CNBV and CMF supervisory priorities, market conduct risk, financial crime controls and board reporting.

· Regional Benchmark · 8 min read

DORA at 18 Months: Why Enforcement Hasn't Started — and What's Coming

Eighteen months after the Digital Operational Resilience Act went into application, public enforcement actions remain effectively zero. The reason isn't regulatory inertia — it's that the supervisory architecture is still being built. Here's what's happened, why fines have not yet appeared, and what compliance teams should be doing before they do.

· Thematic Analysis · 8 min read

DFSA, FSRA, CBUAE and Saudi CMA Enforcement Guide

Middle East financial enforcement guide covering DIFC DFSA, ADGM FSRA, CBUAE and Saudi CMA supervisory themes for AML, governance, markets and conduct.

· Regional Benchmark · 8 min read

Systems and Controls Enforcement: Global Regulator Guide

Global systems and controls enforcement guide covering operational resilience, technology failure, management information, risk ownership and board evidence across major regulators.

· Thematic Analysis · 9 min read

FinCEN Enforcement Actions: BSA/AML Penalties Guide

FinCEN enforcement guide covering BSA/AML civil money penalties, SAR and CTR failures, MSB registration, beneficial ownership, correspondent banking and board reporting.

· Regulatory Guide · 9 min read

FCA Enforcement April 2026: No Fines, 11 Supervisory Actions

For the first time in five years the FCA closed an April with zero financial penalties — but issued its busiest run of supervisory actions in that span, with motor finance suitability and pension transfers dominating the docket.

· FCA Fines 2026 · 6 min read

FINMA, JFSC and GFSC Offshore Enforcement Guide

Offshore and wealth centre enforcement guide covering FINMA, Jersey JFSC, Guernsey GFSC and DFSA themes for AML, governance, funds and private wealth controls.

· Regional Benchmark · 8 min read

Market Abuse Enforcement: Global Regulator Comparison

Global market abuse enforcement guide covering insider dealing, unlawful disclosure, market manipulation, surveillance, information barriers and cross-border regulator coordination.

· Thematic Analysis · 9 min read

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