FCA Fines 2026
This report tracks disclosed FCA monetary penalties in 2026 month by month, with case-level links to regulator evidence. It separates monetary totals from non-monetary enforcement so readers can verify the headline figure and still see the wider supervisory picture.
How much has the FCA fined firms and individuals in 2026?
The FCA has issued 24 monetary penalties totalling £22,539,933 in 2026 (last updated 30 Sep 2026).
Last updated 30 Sep 2026
RegActions records £22,539,933 across 24 disclosed monetary penalties in 2026. The latest included penalty is dated 30 Sep 2026.
The total includes positive monetary penalties with amounts that have passed the RegActions amount-review gate. It excludes non-monetary actions and records whose amounts require review.
Check the FCA's official 2026 fines page · Explore the complete FCA fines database · Read the FCA fines 2026 monthly report · Open the 2026 actions workspace
What counts as an FCA fine?
An FCA fine is a financial penalty imposed by the Financial Conduct Authority and disclosed through an official notice or annual fines page. RegActions keeps monetary penalties separate from prohibitions, cancellations, public censures and other non-monetary enforcement outcomes. This prevents action counts from being mistaken for fine counts and makes the published total easier to audit.
How to verify an FCA penalty
Start with the firm or individual, penalty date and disclosed amount, then open the linked FCA notice. The notice explains the rule breaches, affected period and sanction. RegActions provides the comparison and monthly analysis layer, while the regulator publication remains the authoritative source for the decision.
Monthly breakdown
| Month | Penalties | Total |
|---|---|---|
| January | 5 | £2,518,323 |
| February | 1 | £237,700 |
| March | 2 | £13,331,700 |
| May | 1 | £755,000 |
| June | 1 | £99,600 |
| July | 3 | £283,630 |
| August | 6 | £1,154,630 |
| September | 5 | £4,159,350 |
FCA fines issued in 2026
| Firm or individual | Date | Amount | Breach | Evidence |
|---|---|---|---|---|
| Robin Crispin William Odey | 30 Sep 2026 | £1,529,374 | INVESTMENT | Official source |
| Heather Imogen Dunne | 17 Sep 2026 | £41,230 | PENSIONS | Official source |
| Richard Brian Fenech | 17 Sep 2026 | £16,046 | PENSIONS | Official source |
| Robin Crispin William Odey | 14 Sep 2026 | £1,830,000 | Individual prohibition | Official source |
| Daniel Philip Thomas | 3 Sep 2026 | £742,700 | Pensions advice and transfers | Official source |
| Denisz Andras Nagy | 25 Aug 2026 | £324,800 | INVESTMENT | Official source |
| Sanjay Maraj | 25 Aug 2026 | £122,000 | AML | Official source |
| Demetrios Christos Hadjigeorgiou | 17 Aug 2026 | £56,400 | PENSIONS | Official source |
| Paul Vincent Taylor | 12 Aug 2026 | £489,000 | Not categorised | Official source |
| Esmeralda Toni | 12 Aug 2026 | £121,200 | Not categorised | Official source |
| Mr Fenech | 4 Aug 2026 | £41,230 | Pensions advice and transfers | Official source |
| Heather Dunne | 30 Jul 2026 | £41,230 | Pensions advice and transfers | Official source |
| Alec Finch | 23 Jul 2026 | £121,200 | Client money and safeguarding | Official source |
| Robert Finch | 23 Jul 2026 | £121,200 | Client money and safeguarding | Official source |
| Carlos Ricardo Fuenmayor | 11 Jun 2026 | £99,600 | Consumer protection | Official source |
| Frank Breuer | 12 May 2026 | £755,000 | INVESTMENT | Official source |
| Dinosaur Merchant Bank Limited | 24 Mar 2026 | £338,000 | SYSTEMS_CONTROLS | Official source |
| John Wood Group PLC | 3 Mar 2026 | £12,993,700 | FRAUD | Official source |
| Richard John Howson | 16 Feb 2026 | £237,700 | MARKET_ABUSE | Official source |
| Bhavesh Hirani | 27 Jan 2026 | £56,000 | MARKET_ABUSE | Official source |
| Dipesh Kerai | 27 Jan 2026 | £52,731 | MARKET_ABUSE | Official source |
| Darren Anthony Reynolds | 12 Jan 2026 | £2,037,892 | PRINCIPLES | Official source |
| Richard Adam | 7 Jan 2026 | £232,800 | MARKET_ABUSE | Official source |
| Zafar Khan | 7 Jan 2026 | £138,900 | MARKET_ABUSE | Official source |
Core Articles
- FCA Fines May 2026: Individual Accountability Returns to the Docket — Latest monthly tracker
- FCA Enforcement April 2026: No Fines, 11 Supervisory Actions — Supervisory-action signal
- FCA Fines March 2026: Market Disclosure and Controls — Firm-level controls
- FCA Fines February 2026: Monthly Enforcement Analysis — Monthly enforcement analysis
- FCA Fines January 2026: Individual Accountability Guide — Individual-accountability baseline
Evidence Focus
- Monthly monetary penalties, supervisory action and permission cancellations.
- Individual accountability and reasonable-steps evidence for senior managers.
- Market disclosure, pension transfer advice and systems-and-controls themes.
- Case-level read-across into the live FCA regulator hub and enforcement search.
Board Questions
- Which 2026 FCA actions match our permissions, customers, products or distribution model?
- Do our senior managers have current evidence of challenge, escalation and reasonable steps?
- Are permission, appointed representative, advice and disclosure risks visible in committee reporting?
- Which 2026 case would be hardest to explain if the same issue appeared in internal audit?
Search, Data and Advisory Paths
- FCA regulator hub — Open the live FCA fines database and trend view.
- Search FCA 2026 actions — Search records by firm, date, breach and regulator.
- FCA enforcement guide — Read the evergreen guide to FCA enforcement powers and process.
- Build a board pack — Turn the 2026 actions into board questions and evidence prompts.
- Read latest insights — Continue into the newest published enforcement analysis.
Frequently asked questions
What is the largest FCA fine in 2026?
The largest FCA fine issued in 2026 and currently recorded by RegActions is £12,993,700, issued to John Wood Group PLC on 3 Mar 2026 by the Financial Conduct Authority. This reflects amounts that have passed RegActions' amount-review gate; see the fines table below for the complete, source-linked list.
How much has FCA fined in 2026?
RegActions records £22,539,933 in disclosed Financial Conduct Authority (FCA) monetary penalties in 2026, based on source-linked notices that have passed the amount-review gate. This excludes non-monetary actions such as prohibitions and public censures.
How many FCA penalties were issued in 2026?
RegActions has recorded 24 disclosed Financial Conduct Authority (FCA) monetary penalties in 2026 so far. This counts individual penalty notices, not firms, since some are fined more than once in a year.
How can I verify a FCA fine?
Start with the firm or individual name, the penalty date and the disclosed amount, then open the linked Financial Conduct Authority notice. The notice sets out the rule breaches, the affected period and the sanction. RegActions links every record to its official source; the regulator's own publication remains the authoritative record.