Anguilla — Country Risk Report

Anguilla (Offshore / IFC • British Overseas Territory). Risk report as of the 19 Jun 2026 FATF plenary.

Moderate country risk. Anguilla's country risk score is 3.9/10, placing it in the moderate-risk band. Some information is unavailable, so the available parts are rebalanced and the country will not be labelled Low risk while information is missing. The principal driver is weak rule of law and institutions. Anguilla is not currently FATF grey- or black-listed. Anguilla is not subject to comprehensive country-wide sanctions. Firms should apply additional scrutiny where exposure involves state-linked entities, restricted sectors, sensitive technology, dual-use goods or politically exposed counterparties.

Recommended treatment

Standard due diligence, with enhanced checks for defined risk triggers.

At a glance

• FATF status: Not currently listed (one indicator only; it does not set the overall country risk rating by itself)
• Comprehensive country sanctions: none identified. Targeted sanctions exposure: possible, screen applicable persons, entities and sectors
• Government effectiveness and rule of law: information unavailable
• Corruption (CPI): no score
• Enforcement data: not yet assessed (no RegActions coverage)

Country Risk Score: 3.9/10 (Moderate)

Higher score means higher country risk (global average 4.6). Some information unavailable. Limited supporting information. Enforcement activity and CPI are shown for context but do not change the score.

One of the three parts is unavailable. The available parts are rebalanced, and the result will not be labelled Low risk while information is missing.

How this score was calculated

• Financial crime controls: 5.4/10 — 71% of this score
• Government effectiveness and rule of law: information unavailable — 0% of this score
• International sanctions: 0.0/10 — 29% of this score
• Government effectiveness and rule of law information is unavailable.

International sanctions contributes 0.0 because the complete UN, UK, EU and US review found no direct country-level sanctions programme. People or organisations connected to the country may still appear on sanctions lists.

Principal risk drivers

• Government effectiveness and rule of law drive the score; no FATF listing or direct country-level sanctions were identified

Mitigating factors

• Not currently on the FATF grey or black list.
• No comprehensive country-wide sanctions programme.
• Comparatively stronger political stability (1.1/10).
• Risk is concentrated in specific counterparties, sectors and transactions rather than applying uniformly.

Business impact

• Customer onboarding (Medium): Additional ownership and control verification may be required.
• Payments and transactions (Medium): Review transaction purpose, counterparties and geographic routing.
• Trade and export activity (Medium): Screen goods, end users and potential dual-use exposure.
• Corporate clients (Medium): Assess state ownership, government links and political exposure.
• Ongoing monitoring (Medium): Apply alerts for ownership changes, sanctions and geopolitical developments.

Recommended controls

• Verify ultimate beneficial ownership using more than one reliable source.
• Identify state ownership, government influence and politically exposed persons.
• Screen entities, directors and beneficial owners against applicable sanctions lists.
• Apply enhanced review to technology, defence, telecommunications, financial services and dual-use activity.
• Document transaction purpose and source of funds where cross-border structures are complex.
• Escalate unresolved ownership opacity or adverse information to Compliance.

Enhanced due diligence triggers

• State ownership / control
• PEP involvement
• Sensitive / restricted sectors
• Opaque ownership
• Adverse media
• Dual-use goods & technology
• High-risk intermediary routing

FATF status: Not currently listed

Anguilla is not on the FATF grey or black list as of the 19 Jun 2026 plenary.

Source details

International sanctions by issuing body

• UN: No
• EU: No
• UK: No
• US: No

No means the complete UN, UK, EU and US review found no direct country-level programme. People or organisations may still appear on sanctions lists.

Government effectiveness and rule of law (World Bank 2024, percentile)

• Government Effectiveness: 73/100
• Regulatory Quality: 69/100
• Rule of Law: 68/100

Regulators and legal framework

FATF network

FATF network via CFATF.

• Caribbean Financial Action Task Force

Last mutual evaluation: 2024 · report

National regulators

Regulator profiles not yet available on RegActions.

FIU: Egmont Group member (MLRA)

Framework signals

• FATF listing: Not currently listed
• International sanctions: no listed programme identified
• EU tax list: Listed (Annex I)
• BO register: Restricted (live since 2022)
• Corruption (CPI): no score
• Rule of law (WGI): 3.0/10 risk

Sector exposure

• Banking & payments (Low): No FATF listing, rule-of-law governance within normal range
• Trade & export controls (Low): No sanctions programme or FATF black-list constraint identified
• Crypto & virtual assets (Review): Accountability evidence unavailable; no low-exposure conclusion
• Real estate & luxury assets (Low): Corruption indicators within normal range for high-value assets
• State-linked & procurement (Low): Political-stability and corruption governance within normal range

Derived from sanctions tier, FATF listing, World Bank WGI governance and CPI; no per-sector dataset is asserted.

Anguilla: analysis

Anguilla is a British Overseas Territory and an offshore company and insurance domicile assessed by the Caribbean Financial Action Task Force (CFATF). Its governance base is strong but incomplete: political stability is strong, rule of law is moderate and corruption is strong, while the voice and accountability domain is unavailable, so the picture is derived from three of the four WGI domains rather than the full set. Anguilla sits in the upper quartile of the World Bank governance indicators. No CPI data are published for Anguilla, limiting independent corruption benchmarking. The most material external signal is its presence on the EU Annex I tax list, which the Council last confirmed on 17 February 2026; that listing reflects concerns about tax transparency and cooperation rather than an AML/CFT deficiency, but it shapes how EU counterparties treat Anguillan structures.

Outlook

Anguilla's practical risk profile turns less on its governance base than on its offshore-centre exposure and its EU tax-list status. The Council of the EU reviews Annex I twice a year, with the next scheduled revision in October 2026, so any de-listing or continued inclusion is the single most important forward indicator. CFATF follow-up reporting on Anguilla's AML/CFT framework, and the strength of beneficial ownership verification for Anguillan companies, remain the areas requiring ongoing attention for firms with counterparties routed through the territory.

Key watchpoints

• EU Council review of the Annex I tax list (next scheduled October 2026): monitor whether Anguilla is retained or removed.
• CFATF follow-up reporting and any mutual evaluation developments on Anguilla's AML/CFT framework.
• Beneficial ownership transparency for Anguillan companies and insurance vehicles; apply enhanced due diligence to offshore structures.
• Absence of CPI data and of a voice and accountability domain value limits independent benchmarking; supplement with credible third-party country risk assessments.

Assessment currency

• FATF status: Not listed (as of 19 Jun 2026)
• Sanctions exposure: None identified (as of Jul 2026)
• Governance (WGI): Latest dataset incorporated (as of 2024)
• Corruption (CPI): Not available (as of 2025)
• RegActions assessment: Reviewed (as of 19 Jun 2026)

Public evidence layer

FATF action: none. No FATF call-for-action or increased-monitoring status was identified at the latest plenary. This does not establish low risk.

Contextual signals (not scored)

• FATF network membership: FATF regional network: CFATF (present, as of 2026-07)
• EU non-cooperative tax jurisdictions: Listed in Annex I (present, as of 2026-02-17)
• Egmont Group FIU: MLRA (present, as of 2026-07-17)
• Beneficial-ownership register: Restricted (live since 2022) (present, as of 2026-07-17)
• Transparency International CPI: No CPI result available (unavailable, as of 2025)

Evidence freshness

• FATF monitored-jurisdiction status: current; data 2026-06-19
• FATF mutual evaluation and follow-up ratings: current; data 2026-07-31; follow-up 2024-07; base assessment 2024-07
• World Bank governance indicators: current; data 2024
• UN, UK, EU and US sanctions regimes: current; data 2026-08-13

Contextual signals are public evidence only and do not change the immutable v2 score.

Download evidence PDF · CSV · JSON

Regional peer scores

• British Virgin Islands: 6.0/10 (High)
• Sint Maarten: 5.6/10 (High)
• Curaçao: 4.5/10 (Moderate)
• Turks and Caicos Islands: 4.5/10 (Moderate)
• Barbados: 4.4/10 (Moderate)
• Antigua and Barbuda: 4.2/10 (Moderate)

Source: FATF black & grey lists · World Bank WGI (CC BY 4.0 — World Bank WGI) · TI CPI (CC BY-ND 4.0 — Transparency International, display only)