Country Risk Score

The current RegActions v3.1 score estimates underlying jurisdiction risk on a 0-10 scale. Higher means greater risk. Sanctions and FATF listings are legal and regulatory overlays, not extra points in the underlying score.

What the score considers

• AML/CFT effectiveness (45%): FATF evidence across the 11 Immediate Outcomes.
• Technical compliance (20%): FATF Recommendations 1-40, excluding explicit not-applicable ratings.
• Governance and institutions (35%): six inverted World Bank governance dimensions.

Beneficial ownership

Beneficial ownership is a visible breakout using FATF IO5 (60%), Recommendation 24 on companies (20%), and Recommendation 25 on trusts and arrangements (20%). A public register alone does not prove current, accurate and promptly available ownership information.

Regulatory overlays

UN, UK, EU and US sanctions trigger screening and transaction review. FATF increased monitoring or call-for-action status is shown with its required treatment. Neither overlay changes the underlying numeric score where a mutual evaluation exists; a FATF public determination is an explicit substitute only where no mutual evaluation exists.

Missing information

If one pillar is unavailable, available weights are rebalanced and the result is provisional. Governance-only results are indicative proxies, remain discoverable, and are excluded from exact global ranking. Each score includes confidence and a bounded weight-sensitivity range. Missing information is never treated as zero risk.

Historical v2

The previous sanctions-weighted model remains available at the v2 methodology page and through explicit API requests using ?methodology=v2.