FCA fines / 2023 / Amigo

Amigo FCA fine

RegActions records a disclosed FCA monetary penalty of £72,900,000 dated 14 Feb 2023 for Amigo.

Case facts

Firm or individualAmigo
RegulatorFinancial Conduct Authority (FCA)
Date14 Feb 2023
Penalty£72,900,000
RegActions breach classificationConsumer protection
Public case ID5ce3da5a-49a6-4996-bc73-4cd7c289b62a

Case summary

FCA censures Amigo for failing to conduct adequate affordability checks Last updated: 14/02/2023 The FCA has publicly censured Amigo Loans Ltd for failing to conduct adequate affordability checks on borrowers and guarantors. The FCA would have imposed a fine of £72,900,000, however Amigo demonstrated that this would cause it serious financial hardship.

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Scope

This page describes one source-linked monetary record. RegActions excludes non-monetary outcomes and amounts awaiting review from FCA fine totals. The FCA publication remains the authoritative source.