FCA Fines and Enforcement Actions

Search FCA fines and enforcement actions, inspect official source evidence, and review 2026 totals, monthly trends, firms and breach themes.

Coverage Snapshot

  • Regulator: Financial Conduct Authority
  • Jurisdiction: United Kingdom
  • Tracked period: 2013-2026
  • Tracked actions: 752
  • Latest tracked action: 2026-08-17
  • Default currency: GBP

Use This Data

Open the live RegActions workspace to filter the source records, inspect related firms, compare breach themes, and export the evidence for compliance or board reporting.

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How much has the FCA fined firms and individuals in 2026?

RegActions records £19,667,815 across 17 disclosed monetary penalties in 2026. The latest included penalty is dated 17 Aug 2026.

The total includes positive monetary penalties with amounts that have passed the RegActions amount-review gate. It excludes non-monetary actions and records whose amounts require review.

Check the FCA's official 2026 fines page · Explore the complete FCA fines database · Read the FCA fines 2026 monthly report · Open the 2026 actions workspace

What counts as an FCA fine?

An FCA fine is a financial penalty imposed by the Financial Conduct Authority and disclosed through an official notice or annual fines page. RegActions keeps monetary penalties separate from prohibitions, cancellations, public censures and other non-monetary enforcement outcomes. This prevents action counts from being mistaken for fine counts and makes the published total easier to audit.

How to verify an FCA penalty

Start with the firm or individual, penalty date and disclosed amount, then open the linked FCA notice. The notice explains the rule breaches, affected period and sanction. RegActions provides the comparison and monthly analysis layer, while the regulator publication remains the authoritative source for the decision.

Monthly breakdown

MonthPenaltiesTotal
January7£4,789,015
February1£237,700
March2£13,331,700
May1£755,000
June4£398,400
July1£99,600
August1£56,400

FCA fines issued in 2026

Firm or individualDateAmountBreachEvidence
Demetrios Christos Hadjigeorgiou17 Aug 2026£56,400PENSIONSOfficial source
Frank Breuer12 May 2026£755,000INVESTMENTOfficial source
Dinosaur Merchant Bank Limited24 Mar 2026£338,000SYSTEMS_CONTROLSOfficial source
John Wood Group PLC3 Mar 2026£12,993,700FRAUDOfficial source
Richard John Howson16 Feb 2026£237,700MARKET_ABUSEOfficial source
Bhavesh Hirani27 Jan 2026£56,000MARKET_ABUSEOfficial source
Dipesh Kerai27 Jan 2026£52,731MARKET_ABUSEOfficial source
Darren Antony Reynolds19 Jan 2026£2,037,892Pensions advice and transfersOfficial source
Darren Anthony Reynolds12 Jan 2026£2,037,892PRINCIPLESOfficial source
Richard Adam7 Jan 2026£232,800MARKET_ABUSEOfficial source
Richard Adam7 Jan 2026£232,800Market abuseOfficial source
Zafar Khan7 Jan 2026£138,900MARKET_ABUSEOfficial source

Largest enforcement actions

Firm or individualDateAmountBreach categorySource
Barclays Bank Plc20 May 2015£284,432,000PRINCIPLESNotice
National Westminster Bank Plc13 Dec 2021£264,772,620AMLNotice
UBS AG11 Nov 2014£233,814,000SYSTEMS_CONTROLSNotice
Deutsche Bank AG23 Apr 2015£226,800,000PRINCIPLESNotice
Citibank N.A.11 Nov 2014£225,575,000SYSTEMS_CONTROLSNotice
JPMorgan Chase Bank11 Nov 2014£222,166,000SYSTEMS_CONTROLSNotice
The Royal Bank of Scotland Plc11 Nov 2014£217,000,000SYSTEMS_CONTROLSNotice
HSBC Bank Plc11 Nov 2014£216,363,000SYSTEMS_CONTROLSNotice
Deutsche Bank AG31 Jan 2017£163,076,224AMLNotice
Credit Suisse International, Credit Suisse Securities (Europe) Ltd, and Credit Suisse AG19 Oct 2021£147,190,200AMLNotice
Detelina Subeva23 May 2025£145,000,000Financial crime and AMLNotice
Andrew James Pearse4 Mar 2025£145,000,000Financial crime and AMLNotice
JP Morgan Chase Bank NA18 Sep 2013£137,610,000INVESTMENTNotice
The Bank of New York Mellon London Branch & The Bank of New York Mellon International Limited15 Apr 2015£126,000,000CLIENT_MONEYNotice
Lloyds Bank plc, Bank of Scotland plc and Black Horse Limited (together Lloyds Banking Group "LBG")5 Jun 2015£117,430,600PRINCIPLESNotice
Santander UK Plc8 Dec 2022£107,793,300AMLNotice
Lloyds Bank plc and Bank of Scotland plc28 Jul 2014£105,000,000MARKET_ABUSENotice
Coöperatieve Centrale Raiffeisen-Boerenleenbank B.A. (Rabobank)29 Oct 2013£105,000,000Not categorisedNotice
Standard Chartered Bank9 Apr 2019£102,163,200AMLNotice
Lloyds Bank General Insurance Limited, St Andrew’s Insurance Plc, Lloyds Bank Insurance Services Limited and Halifax General Insurance Services Limited8 Jul 2021£90,688,400FINANCIAL_PROMOTIONSNotice

Amounts are normalised to GBP for comparison.