OCC Fines Database | Office of the Comptroller of the Currency Enforcement Actions
Track Office of the Comptroller of the Currency (OCC) fines and enforcement actions from 1987-2026. Current totals are loaded from the live evidence view. Complete database with stats, trends, and analysis.
Coverage Snapshot
- Regulator: Office of the Comptroller of the Currency
- Jurisdiction: United States
- Tracked period: 1987-2026
- Tracked actions: 9,241
- Latest tracked action: 2026-10-13
- Default currency: GBP
Use This Data
Open the live RegActions workspace to filter the source records, inspect related firms, compare breach themes, and export the evidence for compliance or board reporting.
Country risk report: United States →
Largest enforcement actions
| Firm or individual | Date | Amount | Breach category | Source |
|---|---|---|---|---|
| Bank of America, National Association | 28 Feb 2013 | £879,413,544 | C&D or PC&D Requiring Restitution | Notice |
| JPMorgan Chase Bank, National Association | 28 Feb 2013 | £587,535,102 | C&D or PC&D Requiring Restitution | Notice |
| Bank of America, National Association | 13 Oct 2026 | £585,000,000 | Civil Money Penalty (CMP) | Notice |
| Wells Fargo Bank, National Association | 20 Apr 2018 | £390,000,000 | Civil Money Penalty (CMP) | Notice |
| HSBC Bank USA, National Association | 11 Dec 2012 | £390,000,000 | Civil Money Penalty (CMP) | Notice |
| TD Bank USA, National Association | 9 Oct 2024 | £351,000,000 | Civil Money Penalty (CMP) | Notice |
| TD Bank, National Association | 9 Oct 2024 | £351,000,000 | Civil Money Penalty (CMP) | Notice |
| Citibank, National Association | 7 Oct 2020 | £312,000,000 | Civil Money Penalty (CMP) | Notice |
| American Express National Bank | 8 Oct 2026 | £273,000,000 | Civil Money Penalty (CMP) | Notice |
| Citibank, National Association | 11 Nov 2014 | £273,000,000 | Civil Money Penalty (CMP) | Notice |
| JPMorgan Chase Bank, National Association | 11 Nov 2014 | £273,000,000 | Civil Money Penalty (CMP) | Notice |
| JPMorgan Chase Bank, National Association | 7 Jan 2014 | £273,000,000 | Civil Money Penalty (CMP) | Notice |
| Chase Bank USA, National Association | 7 Jan 2014 | £273,000,000 | Civil Money Penalty (CMP) | Notice |
| JPMorgan Bank and Trust Company, National Association | 7 Jan 2014 | £273,000,000 | Civil Money Penalty (CMP) | Notice |
| JPMorgan Chase Bank, National Association | 18 Sep 2013 | £234,000,000 | Civil Money Penalty (CMP) | Notice |
| Providian National Bank | 28 Jun 2000 | £234,000,000 | C&D or PC&D Requiring Restitution | Notice |
| JPMorgan Chase Bank, National Association | 14 Mar 2024 | £195,000,000 | Civil Money Penalty (CMP) | Notice |
| Wells Fargo Bank, National Association | 9 Sep 2021 | £195,000,000 | Civil Money Penalty (CMP) | Notice |
| JPMorgan Chase Bank, National Association | 24 Nov 2020 | £195,000,000 | Civil Money Penalty (CMP) | Notice |
| Bank of America, National Association | 11 Nov 2014 | £195,000,000 | Civil Money Penalty (CMP) | Notice |
Amounts are normalised to GBP for comparison.
Frequently asked questions
What is the largest OCC fine?
The largest OCC fine currently recorded by RegActions is £879,413,544, issued to Bank of America, National Association on 28 Feb 2013 by the Office of the Comptroller of the Currency. This reflects amounts that have passed RegActions' amount-review gate; see the OCC fines database below for the complete, source-linked list.
How much has OCC fined in 2026?
RegActions records £858,000,000 in disclosed Office of the Comptroller of the Currency (OCC) monetary penalties in 2026, based on source-linked notices that have passed the amount-review gate. This excludes non-monetary actions such as prohibitions and public censures.
How many OCC penalties were issued in 2026?
RegActions has recorded 2 disclosed Office of the Comptroller of the Currency (OCC) monetary penalties in 2026 so far. This counts individual penalty notices, not firms, since some are fined more than once in a year.
How can I verify a OCC fine?
Start with the firm or individual name, the penalty date and the disclosed amount, then open the linked Office of the Comptroller of the Currency notice. The notice sets out the rule breaches, the affected period and the sanction. RegActions links every record to its official source; the regulator's own publication remains the authoritative record.