RegActions records a disclosed FCA monetary penalty of £21,091,300 dated 8 Jul 2025 for Monzo Bank Limited.
Case facts
| Firm or individual | Monzo Bank Limited |
|---|---|
| Regulator | Financial Conduct Authority (FCA) |
| Date | 8 Jul 2025 |
| Penalty | £21,091,300 |
| RegActions breach classification | PRINCIPLES |
| Public case ID | 63c80759-c086-4679-b419-2ddeff4e28f2 |
Case summary
This Final Notice refers to breaches of PRIN 3 and s.55L of FSMA related to conduct in the retail banks sector. We imposed a financial penalty.
Official evidence
This page meets the public case-page evidence threshold.
Continue your research
- Search the complete FCA fines database
- View FCA actions from 2025
- Compare enforcement actions in 2025
- Read the enforcement data methodology
Scope
This page describes one source-linked monetary record. RegActions excludes non-monetary outcomes and amounts awaiting review from FCA fine totals. The FCA publication remains the authoritative source.