FCA Fines 2025
How much has the FCA fined firms and individuals in 2025?
The FCA has issued 30 monetary penalties totalling £506,346,100 in 2025 (last updated 19 Dec 2025).
Last updated 19 Dec 2025
RegActions records £506,346,100 across 30 disclosed monetary penalties in 2025. The latest included penalty is dated 19 Dec 2025.
The total includes positive monetary penalties with amounts that have passed the RegActions amount-review gate. It excludes non-monetary actions and records whose amounts require review.
Check the FCA's official 2025 fines page · Explore the complete FCA fines database · Read the FCA fines 2025 monthly report · Open the 2025 actions workspace
What counts as an FCA fine?
An FCA fine is a financial penalty imposed by the Financial Conduct Authority and disclosed through an official notice or annual fines page. RegActions keeps monetary penalties separate from prohibitions, cancellations, public censures and other non-monetary enforcement outcomes. This prevents action counts from being mistaken for fine counts and makes the published total easier to audit.
How to verify an FCA penalty
Start with the firm or individual, penalty date and disclosed amount, then open the linked FCA notice. The notice explains the rule breaches, affected period and sanction. RegActions provides the comparison and monthly analysis layer, while the regulator publication remains the authoritative source for the decision.
Monthly breakdown
| Month | Penalties | Total |
|---|---|---|
| January | 2 | £388,163 |
| February | 1 | £1,662,700 |
| March | 3 | £156,045,900 |
| May | 3 | £146,032,999 |
| July | 10 | £67,245,382 |
| August | 4 | £46,381,000 |
| September | 1 | £130 |
| October | 3 | £201,484 |
| December | 3 | £88,388,343 |
FCA fines issued in 2025
| Firm or individual | Date | Amount | Breach | Evidence |
|---|---|---|---|---|
| Russel Gerrity | 19 Dec 2025 | £309,843 | MARKET_ABUSE | Official source |
| Nationwide Building society (PDF). | 12 Dec 2025 | £44,000,000 | Financial crime and AML | Official source |
| Nationwide Building Society | 11 Dec 2025 | £44,078,500 | SYSTEMS_CONTROLS | Official source |
| Luke Coleman | 29 Oct 2025 | £922 | FINANCIAL_PROMOTIONS | Official source |
| Neil Sedgwick Dwane | 23 Oct 2025 | £100,281 | Market abuse | Official source |
| Neil Dwane | 13 Oct 2025 | £100,281 | MARKET_ABUSE | Official source |
| Nicholas Harper | 19 Sep 2025 | £130 | RECORD_KEEPING | Official source |
| Neil Woodford | 5 Aug 2025 | £46,000,000 | Pensions advice and transfers | Official source |
| Diego Urra | 5 Aug 2025 | £223,400 | MARKET_ABUSE | Official source |
| Jorge Lopez Gonzalez | 5 Aug 2025 | £100,000 | MARKET_ABUSE | Official source |
| Poojan Sheth | 5 Aug 2025 | £57,600 | MARKET_ABUSE | Official source |
| Sigma Broking Limited | 29 Jul 2025 | £1,087,300 | REPORTING | Official source |
| Jean-Noel Alba | 25 Jul 2025 | £1,049,500 | Not categorised | Official source |
| James Edward Staley | 23 Jul 2025 | £1,107,307 | GOVERNANCE | Official source |
| Barclays Bank plc | 14 Jul 2025 | £39,314,700 | AML | Official source |
| Barclays Bank UK plc | 14 Jul 2025 | £3,093,600 | SYSTEMS_CONTROLS | Official source |
| Markos Theodosi Markou | 10 Jul 2025 | £10,000 | GOVERNANCE | Official source |
| Monzo Bank Limited | 8 Jul 2025 | £21,091,300 | PRINCIPLES | Official source |
| Craig Donaldson | 2 Jul 2025 | £167,325 | Not categorised | Official source |
| David Arden | 2 Jul 2025 | £100,950 | Not categorised | Official source |
| Diego Urra | 1 Jul 2025 | £223,400 | Financial crime and AML | Official source |
| Toni Fox | 30 May 2025 | £567,584 | MIS_SELLING | Official source |
| David Brian Price | 30 May 2025 | £465,415 | MIS_SELLING | Official source |
| Detelina Subeva | 23 May 2025 | £145,000,000 | Financial crime and AML | Official source |
| The London Metal Exchange (RIE) | 20 Mar 2025 | £9,245,900 | INVESTMENT | Official source |
| Robin Crispin William Odey | 17 Mar 2025 | £1,800,000 | Consumer protection | Official source |
| Andrew James Pearse | 4 Mar 2025 | £145,000,000 | Financial crime and AML | Official source |
| Mako Financial Markets Partnership LLP | 17 Feb 2025 | £1,662,700 | AML | Official source |
| Infinox Capital Limited | 27 Jan 2025 | £99,200 | REPORTING | Official source |
| Arian Financial LLP | 9 Jan 2025 | £288,963 | AML | Official source |
Frequently asked questions
What is the largest FCA fine in 2025?
The largest FCA fine issued in 2025 and currently recorded by RegActions is £145,000,000, issued to Detelina Subeva on 23 May 2025 by the Financial Conduct Authority. This reflects amounts that have passed RegActions' amount-review gate; see the fines table below for the complete, source-linked list.
How much has FCA fined in 2025?
RegActions records £506,346,100 in disclosed Financial Conduct Authority (FCA) monetary penalties in 2025, based on source-linked notices that have passed the amount-review gate. This excludes non-monetary actions such as prohibitions and public censures.
How many FCA penalties were issued in 2025?
RegActions has recorded 30 disclosed Financial Conduct Authority (FCA) monetary penalties in 2025 so far. This counts individual penalty notices, not firms, since some are fined more than once in a year.
How can I verify a FCA fine?
Start with the firm or individual name, the penalty date and the disclosed amount, then open the linked Financial Conduct Authority notice. The notice sets out the rule breaches, the affected period and the sanction. RegActions links every record to its official source; the regulator's own publication remains the authoritative record.